THE ACCOUNTANT FOR WOMEN

AND NOT FOR PROFIT ORGANISATIONS

Who are we?

3 Little Birds Finance®️ is a digital accountancy practice working predominantly with passionate female led small business and side hustles, and not for profit organisations.

We use industry leading Xero cloud accounting software to streamline and simplify accounting, bookkeeping and finance management. Xero utilised together with integrated time saving digital apps and tools (on which we also advise) free up time and head space to concentrate more on the part(s) of your organisation you enjoy.

We will train you to do the bookkeeping after setting up Xero, or take on part of, or all of your finance admin.

Our digital accountancy services are tailored and bespoke to each individual client and their unique needs.

Think of us as your Finance Virtual Assistant.

Keep reading to meet our founder and find out why we don’t ‘do’ paper

“Working hard for something we do not care about is called stress, working hard for something we love is called passion.”

— Simon Sinek

Meet Our Founder

Niki Couldridge is a qualified and certified accountant who has worked in accounting practices since 2005 and has been a Xero certified advisor since 2013.

She founded 3 Little Birds Finance®️ in 2019, shortly after completing her post graduate degree in Charity Accounting and Management at The Centre for Charity Effectiveness, City University.

Over the years she has worked with a variety of businesses and charities and gained a wealth of knowledge, not just in accountancy, but in business management.

“I enjoy accountancy less for the numbers and more for the variety and the people I work with.  I love working with people and being part of their journey. I especially enjoy working with passionate women as I find them to have a unique passionate energy from which I gain a lot of my own inspiration.”

— Niki Couldridge

We do not do paper. Why?

In short, it will soon be compulsory to keep your finance records in digital form.

The main reason we will only work with Xero (aside from loving it!) is to ensure our clients are ready for Making Tax Digital for Income Tax Self Assessment (MTD for ITSA) which requires businesses and landlords with qualifying income to maintain digital records and update HMRC each quarter using compatible software.
For individuals, MTD for ITSA will be introduced in two phases:
  • from April 2026, for those with qualifying income over £50,000
  • from April 2027, for those with qualifying income over £30,000
Soon this will also become a requirement for partnerships and limited companies. 

Having worked through the transition to Making Tax Digital for VAT Niki has experienced the extra work and cost caused when implementing digitisation of accounts systems at a later point in time and with a statutory deadline looming.

For more information check out the press release from HMRC here.